One of the ways of accessing lower interest rates on your credit card fees is by maintaining a good credit score. As such, it is very advisable to consistently work on improving your credit score as this will give you access to more favorable interest rates on your credit card fees. Lower interest rates carry with them a lot of advantages for the credit card holder. Among these advantages is the fact that you will be less susceptible to the burden of credit card debt. To add to this, you should acquire skills on how to use credit cards wisely.